Rates

Rates

Combined Chequing & Savings

Personal All-In-One 
$0 - 2,5000.0000%
$2,501 - 25,0000.1500%
$25,001 & Over0.2250%
Premium All-In-One, Agricultural and Commercial 
$0 - 5,0000.0000%
$5,001 - 50,0000.0000%
$50,001 - 100,0000.1500%
$100,001 - 250,0000.1500%
$250,001 & Over0.2750%
All-In-One - US 
$0 - 2,5000.0000%
$2,501 - 10,0000.0000%

$10,001 - 50,0000.1000%
$50,001 & Over0.2000%

Chequing

Chequing 
Regular0.0000%
Lawyers' Trust0.0500%

Savings

Deposit Rates 
PLAN 24® Savings0.1500%
FAT CAT® and HEADSTART® Account0.2500%
Golden Savings0.2500%
Escrow Tax Account0.1500%
AgriInvest Savings1.7500%
Plus 24 Investment Savings 
$0 - $5,0000.15%
$5,001.01 - 30,0000.75%
30,000.01 - 50,0001.35%
50,000.01 - 100,0001.70%
100,000.01 and over1.90%

Term Deposits

Non-redeemable 
DurationRate
12 Months 2.40%
24 Months 2.50%
36 Months 2.70%
48 Months 2.90%
60 Months 3.10%
Redeemable 
DurationRate
12 Months 1.90%
24 Months 2.00%
36 Months 2.20%
48 Months 2.40%
60 Months 2.60%

Registered Plans

Non-redeemable 
Duration Rate
12 Months 2.40%
24 Months 2.50%
36 Months 2.70%
48 Months2.90%
60 Months 3.10%
Special Rates
26 Month2.70%
54 Months3.40%
Registered Savings 
RRSP/RRIF Variable1.00%
TFSA Variable 1.75%

Preferred Shares

Preferred Share Dividend History 
20086.000%
20096.000%
20105.000%
20114.500%
20124.000%
20134.000%
20144.000%
20154.000%
20163.500%

US Exchange Rates

Foreign Exchange Calculator
US Exchange Rates updated as of August 20, 2018, 8:54 am.

Purchasing U.S. Funds 
0 - $9,999.991.3267%
$10,000 - $49,999.991.3257%
$50,000 and up1.3247%
Selling U.S. Funds 
0 - $9,999.991.2867%
$10,000 - $49,999.991.2877%
$50,000 and up1.2887%

Mortgage Rates

(Certain conditions may apply.)

Residential - (OAC) 
DurationRate
Variable (open)6.45%
1 Year (closed) 3.29%
2 Year (closed) 3.39%
3 Year (closed) 3.49%
4 Year (closed)3.59%
5 Year (closed) 3.79%

Agricultural - (OAC) 
Contact any of our Ag/Business Service Team staff to discuss lending rates. Toll Free #1-877-226-7957
Commercial - (OAC)
Contact any of our Ag/Business Service Team staff to discuss lending rates. Toll Free #1-877-226-7957

*Rates are subject to change without notice.

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Vanguard Credit Union is a full-service financial institution with branches in Binscarth, Birtle, Brandon, Hamiota, Kenton, Miniota, Oak Lake, Oak River, Rossburn, Russell, and St. Lazare.

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