GIC/ Term Deposits

Guaranteed Investment Certificates (GIC)

GIC’s are a secure investment that guarantee 100% of the original amount that you invested. Your investment earns interest, at either a fixed or a variable rate, or based on a pre-determined formula. Watch your investment grow with the safety and security of a GIC. To suit your needs, we have various term lengths available.

Highlights:

Guaranteed interest rate for length of term

Minimum investment of $1,000 ($100 for FAT CAT® and HEADSTART® Account)

1 year to 5 year terms available in redeemable and non-redeemable options

Competitive Rates

Non-redeemable
Duration	Rate
12 Months	2.20%
24 Months	2.40%
36 Months	2.55%
48 Months	2.70%
60 Months	2.95%

Non-redeemable

Duration

Rate

12 Months

2.20%

24 Months

2.40%

36 Months

2.55%

48 Months

2.70%

60 Months

2.95%

Redeemable
Duration	Rate
12 Months	1.70%
24 Months	1.90%
36 Months	2.05%
48 Months	2.20%
60 Months	2.45%

Redeemable

Duration

Rate

12 Months

1.70%

24 Months

1.90%

36 Months

2.05%

48 Months

2.20%

60 Months

2.45%

Member Feedback

Vanguard Credit Union is a full-service financial institution with branches in Binscarth, Birtle, Brandon, Hamiota, Kenton, Miniota, Oak Lake, Oak River, Rossburn, Russell, and St. Lazare.

Guaranteed Investment Certificates (GIC)

Highlights:

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