Line of Credit

Line of Credit

With a Line of Credit enjoy immediate access to pre-approved funds whenever you want, once approved there is no need to apply every time you require extra funds. The line of credit may be used as an emergency cash fund, overdraft protection or for periodic large cash requirements.

Highlights:

  • Easy to apply
  • Overdraft protection up to a pre-authorized limit
  • Interest much lower than credit cards
  • If you don’t use it you don’t pay interest
  • Interest is calculated only on the negative balance in your account on a daily basis, charged monthly
  • Funds can be accessed by writing a cheque, using your MemberCard, or withdrawing funds in person on the connected chequing account

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Vanguard Credit Union is a full-service financial institution with branches in Binscarth, Birtle, Brandon, Hamiota, Kenton, Miniota, Oak Lake, Oak River, Rossburn, Russell, and St. Lazare.

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