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An account specifically designed to meet the needs of student members 13 to 24 years of age. We know how overwhelming the transition to post-secondary school can be, so we want to help make it as easy as possible by offering a wide range of student services. Students must provide annual proof of enrollment in Post-Secondary Education after the age of 18.


  • $5.00 share paid by Vanguard, property of member after account has been open for 1 year
  • 0.10% Interest bonus on HEADSTART® Savings accounts calculated on the closing daily balance and paid monthly
  • No ATM, Direct Payment or per cheque fees
  • No fee Money Orders or Traveller’s Cheques
  • Student MasterCard (O.A.C.)
  • INTERAC e-Transfer†
  • No fee in branch debits/credits
  • MEMBER CARD® debit card available at no cost
  • CU@HOME® Internet Banking
  • Basic personalized cheques provided at cost
  • Entitled to purchase GICs and term deposits, minimum $100

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© 2014 Vanguard Credit Union