Online Loan Application


Vanguard Credit Union provides this Internet site for the convenience of its members and for the information of the general public. The products and services offered by Vanguard Credit Union are available only in the residing area where they may be legally offered for sale.

Vanguard Credit Union has made efforts to ensure maximum security of Information exchanged between it and users of this site. However, it must be remembered by users that there is always a risk that confidential information conveyed over the Internet may be viewed or obtained by third parties. Vanguard Credit Union does not guarantee the confidential nature of information exchanged over the Internet with users.

Although we have made every reasonable effort to ensure confidentiality, Vanguard Credit Union will not be liable to users, whether members or non-members, for any loss, damage or injury of any type caused or contributed to in any way by use or attempted use of the Internet site. There are no warranties or conditions, expressed or implied, concerning the contents or operation of this site, or the products or services offered. Vanguard Credit Union is not responsible for any acts or omissions of any Internet service provider or defects in software that visitors to this site may use.

If you have any questions about security matters in general or this notice, please contact Vanguard Credit Union.

How to open an account online

Step 1: Log into your online banking

Step 2: Select the Account Services tab


Step 3: Select the Open a New Account tab


How to transfer money between accounts

Option 1: Call 1-877-226-7957

Option 3: Online Banking


How to send an e-transfer

Step 1: Login to online banking

Step 2: Select the Transfers tab


Step 3: Select the Send Interac e-Transfer tab



How to order cheques

Option 1: Call 1-877-226-7957

Option 3: Order Online

How to pay a bill

Option 1: Call 1-877-226-7957

Option 3: Online Banking

How to discontinue your paper statement

Option 1: Call 1-877-226-7957

How to order travel insurance

Option 1: Call 1-877-226-7957

Option 3 (after hours option): Speak to a CUMIS Representative

Call 1-877-885-2847 after hours to speak directly to a CUMIS representative to purchase travel insurance. (Vanguard Credit Union’s travel insurance services are provided by CUMIS insurance.)

How to order foreign currency

Option 1: Call 1-877-226-7957


A longer-term savings plan that pays a higher rate of interest than the PLAN 24® Savings account. Rates are comparable to, or better than, short-term investments without having to continuously manage contract renewals. Interest rates are based on a tiered system and are calculated on the daily closing balance, paid monthly.


  • Tiered interest rates
  • Interest paid monthly
  • Two free debit transactions per month
  • No chequing privileges
  • MemberCard available at no cost
  • CU@HOME® Internet Banking

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To Grow Your Money... To Manage Your Money... To Secure Your Future.