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Vanguard Credit Union’s FAT CAT® Account is a special savings account designed for children aged 12 and under. The FAT CAT® Account is a great way for children to learn the fundamentals of banking and to establish the groundwork for their financial future. Having their own money gives your child a sense of responsibility and allows them to start setting financial goals such as saving for a new bike or iPod.


  • $5.00 share paid by Vanguard. Property of member after account has been open for 1 year
  • No minimum balance required
  • 0.10% Interest bonus on PLAN 24® Savings calculated on the closing daily balance and paid monthly
  • Entitled to purchase GICs and Term Deposits, minimum $100
  • No fee in branch debits/credits
  • Qualify for a No Fee U.S. Premium All-in-One account

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© 2014 Vanguard Credit Union