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Guaranteed Investment Certificates (GIC) are a secure investment that guarantee 100% of the original amount that you invested. Your investment earns interest, at either a fixed or a variable rate, or based on a pre-determined formula. Watch your investment grow with the safety and security of a GIC. To suit your needs, we have various term lengths available.


  • Guaranteed interest rate for length of term
  • Minimum investment of $1,000 ($100 for FAT CAT® and HEADSTART® Account)
  • 1 year to 5 year terms available in redeemable and non-redeemable options
  • Competitive Rates




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To Grow Your Money... To Manage Your Money... To Secure Your Future.

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© 2014 Vanguard Credit Union