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Operating Line of Credit

Operating Line of Credit

The operating line of credit is available for day-to-day operating expenses. With a Line of Credit enjoy immediate access to pre-approved funds whenever you want, once approved there is no need to apply every time you require extra funds.

Highlights:

  • Easy to apply
  • Overdraft protection up to a pre-authorized limit
  • Interest much lower than credit cards
  • If you don’t use it you don’t pay interest
  • Interest is calculated only on the negative balance in your account on a daily basis, charged monthly
  • Funds can be accessed by writing a cheque, using your MEMBER CARD® debit card, or withdrawing funds in person on the connected chequing account

Click here for the Ag Calculator.

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Vanguard Credit Union is a full-service financial institution with branches in Binscarth, Birtle, Brandon, Hamiota, Kenton, Miniota, Oak Lake, Oak River, Rossburn, Russell, and St. Lazare.

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